13F-HR: Fidelity D&D Bancorp Discloses Q4 2025 Holdings

Fidelity D&D Bancorp Inc. filed its Form 13F-HR, revealing a diverse portfolio of 167 holdings valued at $231.5 million as of December 31, 2025.

Summary

• Fidelity D&D Bancorp Inc. submitted its quarterly Form 13F-HR, detailing its institutional investment holdings.
• The report covers the calendar quarter ended December 31, 2025.
• The total fair market value of the investment portfolio reported is $231,541,979.
• The filing lists 167 distinct security holdings.
• The portfolio includes a mix of common stocks and various Exchange Traded Funds (ETFs), spanning U.S. and international equities, as well as fixed income.
• Notable holdings include significant positions in Avantis US Large Cap Value ETF, GMO International Value ETF, and Vanguard Dividend Appreciation ETF.
• The manager exercises sole investment discretion over the majority of shares, with some shared and 'other' discretion noted for specific holdings.

Sentiment

Score: 5

Explanation: StockSavvy.ai views this filing as neutral. A 13F-HR is a factual disclosure of past holdings, providing transparency without inherently positive or negative implications for the reporting entity's performance or outlook.

Positives

• The filing demonstrates a diversified investment strategy across various asset classes, including large-cap, small-cap, international, and fixed income, which can help mitigate risk.
• Significant holdings in value-oriented ETFs (e.g., Avantis US Large Cap Value ETF, GMO International Value ETF) suggest a strategic focus on potentially undervalued assets.

Negatives

• This filing is a disclosure of past holdings and does not provide forward-looking performance or strategic commentary, thus no inherent negatives are directly discernible from the data presented.

Risks

• The filing itself does not contain specific risk factors for the reporting manager. However, the underlying investments are subject to market risks inherent in equity, fixed income, and commodity markets, including volatility, interest rate fluctuations, and geopolitical events.

Future Outlook

This Form 13F-HR is a historical disclosure of investment holdings and does not contain any forward-looking statements or guidance regarding future investment strategies or market outlook.

Management Comments

• William J. Fennie III, VP, Investment Officer, signed the report, representing that the information is true, correct, and complete, and that he is authorized to submit it.

Industry Context

StockSavvy.ai notes that Form 13F-HR filings provide transparency into the investment activities of large institutional money managers, offering insights into their portfolio composition and investment strategies. This filing by Fidelity D&D Bancorp Inc. reflects a common practice among financial institutions to diversify across a broad range of publicly traded securities and ETFs, aligning with typical asset allocation strategies for managing client or proprietary capital.

Comparison to Industry Standards

• The portfolio's diversification across various asset classes (e.g., U.S. large-cap, small-cap, international equities, fixed income, and commodities via ETFs) is consistent with standard institutional investment practices aimed at risk management and broad market exposure.
• The inclusion of both individual common stocks (e.g., Apple, Microsoft, Amazon) and a wide array of ETFs (e.g., Avantis, iShares, Vanguard, SPDR) suggests a hybrid approach, combining direct stock selection with passive or factor-based ETF strategies, a common trend among diversified asset managers.
• The reported total value of $231.5 million places Fidelity D&D Bancorp Inc. as a significant, though not mega-sized, institutional investor, comparable to regional banks or smaller asset management firms that manage a diverse set of client portfolios.

Stakeholder Impact

• Shareholders and potential investors of Fidelity D&D Bancorp Inc. gain transparency into the investment activities and portfolio composition managed by the institution.
• Other investment professionals and analysts can use this data to track institutional money flows and identify trends in investment strategies.

Next Steps

• The institutional investment manager will continue to file Form 13F-HR reports quarterly, disclosing its holdings as required by the SEC.

Key Dates

Keywords

13F-HR, Holdings Report, Institutional Investments, Portfolio Disclosure, SEC Filing, Fidelity D&D Bancorp, Equity Holdings, ETF Holdings, Fixed Income, Investment Management